SavingsMate

Best EV for Students — Novated Lease

The best electric vehicles for students, ranked by novated lease value. Costs calculated at $80K salary.

Top 5 EVs for Students

RankCarPriceFortnightlyAnnual SavingWhy
#1BYD Dolphin$38,890.00$397.23$4,012.05Lowest total cost
#2MG 4$38,990.00$394.15$3,988.27Cheap and fun
#3MG ZS EV$43,990.00$438.38$4,447.18Affordable SUV
#4Toyota Corolla Cross Hybrid$37,990.00$457.62$929.31Bulletproof reliability
#5BYD Atto 3$47,381.00$474.08$4,805.86Good value for money

#1: BYD Dolphin

Why it suits students

Lowest total cost

Range: 427 km | Battery: 44.9 kWh

Novated Lease at $80K

  • Fortnightly: $397.23
  • Annual saving: $4,012.05
  • 5-year saving: $20,060.25
  • FBT: Exempt

#2: MG 4

Why it suits students

Cheap and fun

Range: 450 km | Battery: 64 kWh

Novated Lease at $80K

  • Fortnightly: $394.15
  • Annual saving: $3,988.27
  • 5-year saving: $19,941.35
  • FBT: Exempt

#3: MG ZS EV

Why it suits students

Affordable SUV

Range: 440 km | Battery: 72.6 kWh

Novated Lease at $80K

  • Fortnightly: $438.38
  • Annual saving: $4,447.18
  • 5-year saving: $22,235.89
  • FBT: Exempt

#4: Toyota Corolla Cross Hybrid

Why it suits students

Bulletproof reliability

Novated Lease at $80K

  • Fortnightly: $457.62
  • Annual saving: $929.31
  • 5-year saving: $4,646.53
  • FBT: $3,568.78/yr

#5: BYD Atto 3

Why it suits students

Good value for money

Range: 420 km | Battery: 60.5 kWh

Novated Lease at $80K

  • Fortnightly: $474.08
  • Annual saving: $4,805.86
  • 5-year saving: $24,029.28
  • FBT: Exempt

Related Pages

Frequently Asked Questions

What is the best EV for students?

BYD Dolphin is our top pick for students — Lowest total cost.

How much does it cost to novated lease an EV for students?

On an $80K salary, the top-ranked EV for students costs approximately $397.23 fortnightly.

Are all EVs suitable for students?

No. Range, charging speed, boot space, and towing capacity vary significantly. Our ranking considers the specific needs of students to find the best match.

Is an EV better than a petrol car for students?

For most students scenarios, yes. EVs cost 60-70% less to run per kilometre and qualify for FBT exemption on novated leases, saving thousands per year.

What salary do I need for an EV novated lease?

Any salary works, but you see meaningful savings from around $50,000. The sweet spot is $80K-$120K where the 30-37% marginal rate creates significant tax savings.

Want exact numbers for your situation?

Use our full novated lease calculator with your exact salary, car price, and lease term.

Open Novated Lease Calculator

Estimates based on 2025-26 Australian tax rates. Actual savings depend on your employer arrangement, residual value, and exact running costs. Car prices are drive-away estimates and may vary by dealer. This is general information only, not financial advice. Consult a financial adviser for personal guidance.