Best Savings Accounts September 2026: Up to 6.00%
ING's Savings Booster leads at 6.00% intro, with Rabobank (5.90%) and Ubank (5.85%) close behind. Compare the top Australian savings accounts — verified September 2026.
Last updated:
| Provider | Product | Rate↓ | Type | Key Features |
|---|---|---|---|---|
| ING | Savings Booster | 6.00% | introductory |
|
| Rabobank | High Interest Savings Account | 5.90% | introductory |
|
| Ubank | Save | 5.85% | introductory |
|
| ING | Savings Maximiser | 5.50% | ongoing bonus |
|
| AMP | GO Save | 5.25% | ongoing |
|
| Macquarie | Savings Account | 5.00% | ongoing |
|
| Westpac | Life Savings | 5.00% | ongoing bonus |
|
| ING | Savings Accelerator | 4.80% | ongoing |
|
ING
Savings Booster
6.00%
introductory- •6.00% for first 4 months (2.25% base + 3.15% boost + 0.60% welcome), then 5.40% with boost
- •Boost rate needs balance to grow by $100+ each month (interest doesn't count)
- •Welcome rate for customers new to ING personal savings
- •Boost and welcome rates on balances up to $500,000; Orange Everyday account required
Rabobank
High Interest Savings Account
5.90%
introductory- •5.90% for first 4 months, then 4.00% standard variable
- •Intro rate on balances up to $250,000 (3.25% on the portion above)
- •New Rabobank customers only
- •No account-keeping fees
Ubank
Save
5.85%
introductory- •5.85% welcome bonus rate for up to 4 months (new customers)
- •5.10% everyday bonus rate thereafter
- •Must grow total savings by $1+ each month
- •Bonus interest on combined balances up to $1,000,000
ING
Savings Maximiser
5.50%
ongoing bonus- •0.01% standard + 5.49% additional variable rate
- •Deposit $1,000+ from external source
- •5+ settled card purchases
- •Grow balance each month
- •Bonus on one account, up to $100,000; Orange Everyday required
AMP
GO Save
5.25%
ongoing- •No bonus conditions
- •5.25% on $0–$50,000, 4.75% on $50,000–$250,000, 4.25% on $250,000–$5m
- •Rates effective 21 August 2026
- •AMP Bank GO Everyday Account required
Macquarie
Savings Account
5.00%
ongoing- •No bonus conditions or monthly hoops
- •5.00% on balances up to $2 million (2.75% above)
- •5.35% welcome rate for first 4 months on a first account (up to $250,000) — offer closes to new accounts 14 September 2026
- •Balance brackets change from 1 November 2026
Westpac
Life Savings
5.00%
ongoing bonus- •0.10% base + 4.90% bonus
- •Make at least one deposit each month (interest doesn't count)
- •End-of-month balance must be higher than the previous month
- •Balance must not fall below $0
ING
Savings Accelerator
4.80%
ongoing- •4.80% on each portion of balance up to $2 million (2.70% on $2m–$5m)
- •No monthly conditions
- •No introductory rate
Rates sourced from provider websites and updated periodically. Always verify directly with the provider before applying — rates and conditions change without notice. This information is general in nature and does not constitute financial advice.