Best Term Deposit Rates April 2026: Up to 5.40%
Judo Bank's 12-month and 2-year terms lead at 5.35–5.40%. Compare major bank and challenger term deposit rates — verified April 2026.
Last updated:
| Provider | Min. Deposit | 3 Month | 6 Month | 1 Year | 2 Year |
|---|---|---|---|---|---|
| Judo Bank | $1,000 | 4.70% | 5.00% | 5.35% | 5.40% |
| Macquarie | $5,000 | 4.80% | 5.00% | 5.25% | — |
| Rabobank | $1,000 | — | — | 5.35% | — |
Rates sourced from provider websites and updated periodically. Always verify directly with the provider before applying — rates and conditions change without notice. This information is general in nature and does not constitute financial advice.