Best Term Deposit Rates September 2026: Up to 5.40% for 1–2 Years
Judo Bank leads at 5.40% for 2 years and 5.35% for 1 year, with Macquarie's Digital Term Deposit at 5.30% for 1 year. Compare major bank and challenger term deposit rates — verified September 2026.
Last updated:
| Provider | Min. Deposit | 3 Month | 6 Month | 1 Year | 2 Year |
|---|---|---|---|---|---|
| Judo Bank | $1,000 | 4.90% | 4.95% | 5.35% | 5.40% |
| Macquarie | $25,000 | 5.05% | 5.15% | 5.30% | — |
| Rabobank | $1,000 | — | — | 4.95% | — |
Rates sourced from provider websites and updated periodically. Always verify directly with the provider before applying — rates and conditions change without notice. This information is general in nature and does not constitute financial advice.