Our Editorial Process
Savings Mate publishes articles and builds tools about Australian personal finance. Getting this right matters — people make real decisions about their tax, super, property, and savings based on what they read here. This page explains how we produce and maintain our content.
How we research articles
Every article starts with the primary source. For tax that means the ATO, for super it's the APRA or the legislation itself, and for property it's the relevant state revenue office. We do not summarise other blogs or news sites — we go to the legislation and the regulators first.
Writers cross-reference against ATO rulings, Treasury publications, and state government guidance before publication. Where dollar figures or rates appear, we link to the official source so readers can verify.
Fact-checking and updates
Australian tax brackets, super rates, stamp duty thresholds, and government co-contributions change regularly. We review rate-sensitive content after each federal budget, at the start of each financial year, and whenever a state government announces changes.
Our calculator tools display a "Last verified" date so you can see when the underlying data was last checked. If you spot something that looks wrong, email us — we take corrections seriously and update within 48 hours.
What we are not
We are not financial advisers, and nothing on this site is personal financial advice. We do not replace a licensed financial planner or registered tax agent. Our tools give estimates based on published rates and thresholds — individual circumstances, concessions, and state-specific rules can all change the answer. When in doubt, get professional advice.
Meet our writers
Lisa Chen
Senior Finance Writer · GradDip Financial Planning, Kaplan Professional
Lisa spent seven years as a financial planner at a mid-tier firm in Melbourne before switching to finance writing full-time. She specialises in tax planning, superannuation strategy, and helping everyday Australians make sense of their money. She holds a Graduate Diploma in Financial Planning from Kaplan Professional.
James Hartley
Property & Lending Editor · Cert IV Finance & Mortgage Broking, former MFAA member
James worked as a mortgage broker in Sydney for eight years before moving into personal finance journalism. He writes about stamp duty, property investment, home loans, and first home buyer schemes. He is a former member of the MFAA and holds a Cert IV in Finance & Mortgage Broking.
Priya Sharma
Tax & Super Specialist · Registered Tax Agent, MTax UNSW
Priya is a registered tax agent who spent five years at a Big Four accounting firm before joining Savings Mate. She breaks down ATO rulings, tax offsets, and superannuation changes into plain English. Based in Brisbane, she holds a Master of Taxation from UNSW.
Ben Lawson
Budgeting & Debt Writer · Dip Financial Counselling, former community legal centre advisor
Ben is a former financial counsellor who spent six years with a community legal centre in Adelaide, helping people deal with problem debt, Centrelink issues, and budgeting. He writes about savings strategies, debt management, and government assistance from a practical, no-judgement perspective.