SavingsMate

BYD Atto 3 Novated Lease

Calculate novated lease savings on the BYD Atto 3 ($44,381.00).

Last verified: 2025-07-01 | 2025-26 tax rates

BYD Atto 3 Novated Lease at a Glance

Driveaway price

$44,381.00

Type

EV

Range

420 km

Battery

60.5 kWh

FBT

$0 (exempt)

GST saving

$4,034.64

BYD Atto 3 Novated Lease Savings by Salary

SalaryFortnightlyTax savingTotal saving
$70,000.00$632.65$7,895.42$12,830.05
$85,000.00$632.65$7,895.42$12,830.05
$100,000.00$632.65$7,895.42$12,830.05
$120,000.00$632.65$7,895.42$12,830.05
$150,000.00$632.65$9,622.54$14,557.18

BYD Atto 3 Annual Running Costs

Charging$550.00
Insurance$1,200.00
Registration$800.00
Servicing$400.00
Total per year$2,950.00

Buying vs Novated Lease: BYD Atto 3

Comparison for an $85,000 salary over 3 years:

Buying outright

$54,281.00

After-tax dollars

Novated lease

$49,346.36

Pre + post-tax mix

Is the BYD Atto 3 worth it on a novated lease?

The BYD Atto 3 is one of Australia's most popular electric vehicles and makes an excellent choice for novated leasing. As an EV priced under $91,387, it qualifies for the FBT exemption, meaning you pay $0 in Fringe Benefits Tax. This makes the BYD Atto 3 significantly cheaper through salary sacrifice than buying outright.

At a driveaway price of $44,381.00, you save $4,034.64 in GST alone. Combined with income tax savings from salary sacrifice, total savings over a 3-year lease can exceed $12,830.05 on an $85,000 salary.

With a 60.5 kWh battery and 420 km of range, the BYD Atto 3 handles daily commuting with ease. Annual charging costs are approximately $550.00 compared to $2,000+ for a comparable petrol car.

Frequently Asked Questions

How much does a BYD Atto 3 novated lease cost?

On an $85,000 salary with a 3-year lease, the BYD Atto 3 ($44,381.00) costs approximately $632.65 per fortnight including running costs.

Is the BYD Atto 3 FBT exempt?

Yes, the BYD Atto 3 is FBT exempt as it is an electric vehicle priced under $91,387. You pay $0 FBT on a novated lease until March 2027.

How much can I save on a BYD Atto 3 novated lease?

On an $85,000 salary over 3 years, you can save approximately $12,830.05 through GST savings, reduced income tax, and $0 FBT.

What are the running costs of a BYD Atto 3?

Annual running costs for the BYD Atto 3 are approximately $2,950.00, including charging ($550.00), insurance ($1,200.00), rego ($800.00), and servicing ($400.00).

What is the range of the BYD Atto 3?

The BYD Atto 3 has a range of approximately 420 km on a full charge with a 60.5 kWh battery pack.

Calculate Your Exact Savings

Use our novated lease calculator with your specific salary, car, and preferences.

Open Novated Lease Calculator