Round-Up Savings Calculator
See how much rounding up every card purchase to the nearest dollar could quietly save — and grow to — over time. The automatic, painless way to build a nest egg from spare change.
Last verified: 5 May 2026Reviewed by the Savings Mate editorial team — figures fact-checked against the ATO, Services Australia and ASIC MoneySmart.
Can saving spare change really add up?
Yes. Rounding up 25 card purchases a week by 50c saves about $650 a year — roughly $9,000 over 10 years at a 7% return. It works because it's automatic and painless: the round-ups are swept aside before you can spend them, and invested they compound. Source: ASIC MoneySmart.
General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.
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