Superannuation Calculators Australia — Retirement, Co-Contribution, FHSS

Super and retirement calculators using current SG rates and contribution caps.

Calculate employer super contributions based on current SG rates and the maximum contribution base.

Calculate your FIRE number, years to financial independence, and bridge amount. Models super preservation age, Coast FIRE, and Barista FIRE.

Calculate how much super you'll have at retirement and if it's enough for a comfortable lifestyle.

Calculate the tax savings from salary sacrificing into superannuation.

Calculate the extra 15% super tax for high earners with income plus contributions above $250,000.

Calculate the government co-contribution for your super. Earn under $60,400? Get up to $500 free.

Calculate the new 15% Division 296 tax on super earnings for balances above $3 million. Starting 1 July 2026.

Calculate your FHSS tax savings vs normal savings. See how salary sacrificing into super helps you save a bigger deposit.