SavingsMate

Cost of Living: Adelaide vs Geelong (2026)

Side-by-side comparison of living costs between Adelaide and Geelong, Australia.

The Verdict

Geelong is $860/year cheaper than Adelaide. You need to earn approximately $1,000 more per year to maintain the same lifestyle in Adelaide compared to Geelong.

Side-by-Side Cost Comparison

CategoryAdelaideGeelongWinner
Rent (1br/week)$420$400Geelong
Rent (2br/week)$540$510Geelong
Groceries/week$115$115Tie
Utilities/month$240$245Adelaide
Transport/month$160$170Adelaide
Internet & Phone/month$105$105Tie
Petrol/litre$1.90$1.95Adelaide
Median house price$780,000$750,000Geelong
Median unit price$450,000$520,000Adelaide
Cost of living index7978Geelong

How Much More Do You Need to Earn?

Salary needed in Adelaide$58,000/year
Salary needed in Geelong$57,000/year
Difference+$1,000/year
After-tax income difference$1,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Geelong ($20 cheaper)
Rent (2br/week)Geelong ($30 cheaper)
Groceries/weekTie
Utilities/monthAdelaide ($5 cheaper)
Transport/monthAdelaide ($10 cheaper)
Internet & Phone/monthTie

Net Difference in Annual Costs

Annual cost in Adelaide$33,880
Annual cost in Geelong$33,020
Net difference$860/year

Living in Geelong saves you $860 per year compared to Adelaide. That is $72/month or $17/week.

Frequently Asked Questions

Is Adelaide or Geelong cheaper to live in?

Geelong is cheaper to live in than Adelaide by approximately $860 per year. Geelong has a cost of living index of 78 compared to 79 for Adelaide (Sydney = 100).

How much more do you need to earn in Adelaide compared to Geelong?

You need to earn approximately $1,000 more per year (pre-tax) to maintain the same standard of living in Adelaide compared to Geelong.

Is rent cheaper in Adelaide or Geelong?

A 1-bedroom apartment costs $420/week in Adelaide and $400/week in Geelong. Geelong is cheaper for rent by $20/week.

Are groceries more expensive in Adelaide or Geelong?

Weekly groceries for a single person cost $115 in Adelaide and $115 in Geelong. Geelong is cheaper for groceries.

Which city has cheaper property — Adelaide or Geelong?

The median house price in Adelaide is $780,000 compared to $750,000 in Geelong. Geelong has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.