SavingsMate

Cost of Living: Adelaide vs Newcastle (2026)

Side-by-side comparison of living costs between Adelaide and Newcastle, Australia.

The Verdict

Adelaide is $2,120/year cheaper than Newcastle. You need to earn approximately $4,000 less per year to maintain the same lifestyle in Adelaide compared to Newcastle.

Side-by-Side Cost Comparison

CategoryAdelaideNewcastleWinner
Rent (1br/week)$420$450Adelaide
Rent (2br/week)$540$580Adelaide
Groceries/week$115$120Adelaide
Utilities/month$240$250Adelaide
Transport/month$160$175Adelaide
Internet & Phone/month$105$105Tie
Petrol/litre$1.90$1.98Adelaide
Median house price$780,000$850,000Adelaide
Median unit price$450,000$620,000Adelaide
Cost of living index7982Adelaide

How Much More Do You Need to Earn?

Salary needed in Adelaide$58,000/year
Salary needed in Newcastle$62,000/year
Difference-$4,000/year
After-tax income difference$2,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Adelaide ($30 cheaper)
Rent (2br/week)Adelaide ($40 cheaper)
Groceries/weekAdelaide ($5 cheaper)
Utilities/monthAdelaide ($10 cheaper)
Transport/monthAdelaide ($15 cheaper)
Internet & Phone/monthTie

Net Difference in Annual Costs

Annual cost in Adelaide$33,880
Annual cost in Newcastle$36,000
Net difference$2,120/year

Living in Adelaide saves you $2,120 per year compared to Newcastle. That is $177/month or $41/week.

Frequently Asked Questions

Is Adelaide or Newcastle cheaper to live in?

Adelaide is cheaper to live in than Newcastle by approximately $2,120 per year. Adelaide has a cost of living index of 79 compared to 82 for Newcastle (Sydney = 100).

How much more do you need to earn in Newcastle compared to Adelaide?

You need to earn approximately $4,000 more per year (pre-tax) to maintain the same standard of living in Newcastle compared to Adelaide.

Is rent cheaper in Adelaide or Newcastle?

A 1-bedroom apartment costs $420/week in Adelaide and $450/week in Newcastle. Adelaide is cheaper for rent by $30/week.

Are groceries more expensive in Adelaide or Newcastle?

Weekly groceries for a single person cost $115 in Adelaide and $120 in Newcastle. Adelaide is cheaper for groceries.

Which city has cheaper property — Adelaide or Newcastle?

The median house price in Adelaide is $780,000 compared to $850,000 in Newcastle. Adelaide has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.