SavingsMate

Cost of Living: Melbourne vs Adelaide (2026)

Side-by-side comparison of living costs between Melbourne and Adelaide, Australia.

The Verdict

Adelaide is $6,440/year cheaper than Melbourne. You need to earn approximately $11,000 more per year to maintain the same lifestyle in Melbourne compared to Adelaide.

Side-by-Side Cost Comparison

CategoryMelbourneAdelaideWinner
Rent (1br/week)$520$420Adelaide
Rent (2br/week)$680$540Adelaide
Groceries/week$125$115Adelaide
Utilities/month$260$240Adelaide
Transport/month$195$160Adelaide
Internet & Phone/month$110$105Adelaide
Petrol/litre$1.98$1.90Adelaide
Median house price$1,050,000$780,000Adelaide
Median unit price$620,000$450,000Adelaide
Cost of living index8979Adelaide

How Much More Do You Need to Earn?

Salary needed in Melbourne$69,000/year
Salary needed in Adelaide$58,000/year
Difference+$11,000/year
After-tax income difference$7,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Adelaide ($100 cheaper)
Rent (2br/week)Adelaide ($140 cheaper)
Groceries/weekAdelaide ($10 cheaper)
Utilities/monthAdelaide ($20 cheaper)
Transport/monthAdelaide ($35 cheaper)
Internet & Phone/monthAdelaide ($5 cheaper)

Net Difference in Annual Costs

Annual cost in Melbourne$40,320
Annual cost in Adelaide$33,880
Net difference$6,440/year

Living in Adelaide saves you $6,440 per year compared to Melbourne. That is $537/month or $124/week.

Frequently Asked Questions

Is Melbourne or Adelaide cheaper to live in?

Adelaide is cheaper to live in than Melbourne by approximately $6,440 per year. Adelaide has a cost of living index of 79 compared to 89 for Melbourne (Sydney = 100).

How much more do you need to earn in Melbourne compared to Adelaide?

You need to earn approximately $11,000 more per year (pre-tax) to maintain the same standard of living in Melbourne compared to Adelaide.

Is rent cheaper in Melbourne or Adelaide?

A 1-bedroom apartment costs $520/week in Melbourne and $420/week in Adelaide. Adelaide is cheaper for rent by $100/week.

Are groceries more expensive in Melbourne or Adelaide?

Weekly groceries for a single person cost $125 in Melbourne and $115 in Adelaide. Adelaide is cheaper for groceries.

Which city has cheaper property — Melbourne or Adelaide?

The median house price in Melbourne is $1,050,000 compared to $780,000 in Adelaide. Adelaide has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.