SavingsMate

Cost of Living: Melbourne vs Canberra (2026)

Side-by-side comparison of living costs between Melbourne and Canberra, Australia.

The Verdict

Melbourne is $600/year cheaper than Canberra. You need to earn approximately $1,000 less per year to maintain the same lifestyle in Melbourne compared to Canberra.

Side-by-Side Cost Comparison

CategoryMelbourneCanberraWinner
Rent (1br/week)$520$530Melbourne
Rent (2br/week)$680$680Tie
Groceries/week$125$130Melbourne
Utilities/month$260$270Melbourne
Transport/month$195$170Canberra
Internet & Phone/month$110$110Tie
Petrol/litre$1.98$1.95Canberra
Median house price$1,050,000$1,000,000Canberra
Median unit price$620,000$580,000Canberra
Cost of living index8988Canberra

How Much More Do You Need to Earn?

Salary needed in Melbourne$69,000/year
Salary needed in Canberra$70,000/year
Difference-$1,000/year
After-tax income difference$1,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Melbourne ($10 cheaper)
Rent (2br/week)Tie
Groceries/weekMelbourne ($5 cheaper)
Utilities/monthMelbourne ($10 cheaper)
Transport/monthCanberra ($25 cheaper)
Internet & Phone/monthTie

Net Difference in Annual Costs

Annual cost in Melbourne$40,320
Annual cost in Canberra$40,920
Net difference$600/year

Living in Melbourne saves you $600 per year compared to Canberra. That is $50/month or $12/week.

Frequently Asked Questions

Is Melbourne or Canberra cheaper to live in?

Melbourne is cheaper to live in than Canberra by approximately $600 per year. Melbourne has a cost of living index of 89 compared to 88 for Canberra (Sydney = 100).

How much more do you need to earn in Canberra compared to Melbourne?

You need to earn approximately $1,000 more per year (pre-tax) to maintain the same standard of living in Canberra compared to Melbourne.

Is rent cheaper in Melbourne or Canberra?

A 1-bedroom apartment costs $520/week in Melbourne and $530/week in Canberra. Melbourne is cheaper for rent by $10/week.

Are groceries more expensive in Melbourne or Canberra?

Weekly groceries for a single person cost $125 in Melbourne and $130 in Canberra. Melbourne is cheaper for groceries.

Which city has cheaper property — Melbourne or Canberra?

The median house price in Melbourne is $1,050,000 compared to $1,000,000 in Canberra. Canberra has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.