SavingsMate

Cupra Born Novated Lease

Calculate novated lease savings on the Cupra Born ($49,990.00).

Last verified: 2025-07-01 | 2025-26 tax rates

Cupra Born Novated Lease at a Glance

Driveaway price

$49,990.00

Type

EV

Range

511 km

Battery

77 kWh

FBT

$0 (exempt)

GST saving

$4,544.55

Cupra Born Novated Lease Savings by Salary

SalaryFortnightlyTax savingTotal saving
$70,000.00$698.02$8,711.27$14,155.82
$85,000.00$698.02$8,711.27$14,155.82
$100,000.00$698.02$8,711.27$14,155.82
$120,000.00$698.02$8,711.27$14,155.82
$150,000.00$698.02$10,616.86$16,061.41

Cupra Born Annual Running Costs

Charging$560.00
Insurance$1,300.00
Registration$800.00
Servicing$450.00
Total per year$3,110.00

Buying vs Novated Lease: Cupra Born

Comparison for an $85,000 salary over 3 years:

Buying outright

$59,890.00

After-tax dollars

Novated lease

$54,445.45

Pre + post-tax mix

Is the Cupra Born worth it on a novated lease?

The Cupra Born is one of Australia's most popular electric vehicles and makes an excellent choice for novated leasing. As an EV priced under $91,387, it qualifies for the FBT exemption, meaning you pay $0 in Fringe Benefits Tax. This makes the Cupra Born significantly cheaper through salary sacrifice than buying outright.

At a driveaway price of $49,990.00, you save $4,544.55 in GST alone. Combined with income tax savings from salary sacrifice, total savings over a 3-year lease can exceed $14,155.82 on an $85,000 salary.

With a 77 kWh battery and 511 km of range, the Cupra Born handles daily commuting with ease. Annual charging costs are approximately $560.00 compared to $2,000+ for a comparable petrol car.

Frequently Asked Questions

How much does a Cupra Born novated lease cost?

On an $85,000 salary with a 3-year lease, the Cupra Born ($49,990.00) costs approximately $698.02 per fortnight including running costs.

Is the Cupra Born FBT exempt?

Yes, the Cupra Born is FBT exempt as it is an electric vehicle priced under $91,387. You pay $0 FBT on a novated lease until March 2027.

How much can I save on a Cupra Born novated lease?

On an $85,000 salary over 3 years, you can save approximately $14,155.82 through GST savings, reduced income tax, and $0 FBT.

What are the running costs of a Cupra Born?

Annual running costs for the Cupra Born are approximately $3,110.00, including charging ($560.00), insurance ($1,300.00), rego ($800.00), and servicing ($450.00).

What is the range of the Cupra Born?

The Cupra Born has a range of approximately 511 km on a full charge with a 77 kWh battery pack.

Calculate Your Exact Savings

Use our novated lease calculator with your specific salary, car, and preferences.

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