Is $90,000.00 a Good Salary at 60?
Find out how a $90,000.00 salary compares at age 60 in Australia — take home pay, age-group comparison, and whether you're on track financially.
Last verified: 1 July 2025Verdict: About average for your age
At $90,000.00, you're earning right around the average for your age group. You're in line with most Australians at this stage of life.
The average salary for the 60-64 age group is $85,000.00 — you earn 6% more than average.
Your Take Home Pay on $90,000.00
Annual
$70,412.00
Monthly
$5,867.67
Fortnightly
$2,708.15
Weekly
$1,354.08
How $90,000.00 Compares at Age 60
| Age Group | Average Salary | Your Salary | Difference |
|---|---|---|---|
| 18-24 | $55,000.00 | $90,000.00 | +64% |
| 25-29 | $72,000.00 | $90,000.00 | +25% |
| 30-34 | $85,000.00 | $90,000.00 | +6% |
| 35-39 | $95,000.00 | $90,000.00 | -5% |
| 40-44 | $100,000.00 | $90,000.00 | -10% |
| 45-49 | $105,000.00 | $90,000.00 | -14% |
| 50-54 | $102,000.00 | $90,000.00 | -12% |
| 55-59 | $95,000.00 | $90,000.00 | -5% |
| 60-64 (you) | $85,000.00 | $90,000.00 | +6% |
Where You Should Be Financially at 60
Expected Savings
$100,000.00 – $400,000.00
Outside of superannuation
Expected Super Balance
$400,000.00
Based on average contributions
Expected Net Worth
$800,000.00 – $1,600,000.00
Including super & property equity
Are You On Track? Milestones for Age 60
- 1Net worth of $800,000-$1,600,000
- 2Super balance around $350,000-$600,000
- 3All debt eliminated
- 4Can access super tax-free from age 60
- 5Retirement income strategy in place
What to Focus On at 60
Frequently Asked Questions
Is $90,000.00 a good salary at 60?
Yes, $90,000.00 is above the average salary for 60 year olds in Australia. The average for the 60-64 age group is $85,000.00, so at $90,000.00 you're earning 6% more than the average.
What is the average salary for a 60 year old in Australia?
The average salary for the 60-64 age group in Australia is approximately $85,000.00 per year before tax. This is based on ABS data and includes full-time workers across all industries and states.
How much should a 60 year old have saved?
At 60, most Australians have between $100,000.00 and $400,000.00 in savings (outside of super). Your super balance should be around $400,000.00. Your total net worth (including super and any property equity) should be in the range of $800,000.00 to $1,600,000.00.
Am I earning enough for my age?
The "right" salary depends on your career stage, industry, location, and qualifications. The average for 60 year olds is $85,000.00. If you're below this, focus on upskilling, negotiating, or switching roles. If you're above it, focus on saving and investing the difference to build long-term wealth.
General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.