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Is $80,000.00 a Good Salary in Adelaide at 60?

See how a $80,000.00 salary stacks up in Adelaide, SA at age 60 — after-tax income, rent affordability, housing outlook, and savings potential.

Last verified: 1 July 2025

Verdict: Solid

This salary is around the average for this city and age bracket. With good budgeting, you can live comfortably.

vs Adelaide average: -9% ($88,000.00)
vs age 55-64 average: +18% ($68,000.00)

After-Tax Income on $80,000.00

Annual

$63,612.00

Monthly

$5,301.00

Fortnightly

$2,446.62

Weekly

$1,223.31

Gross salary$80,000.00
Income tax + Medicare levy-$16,388.00
Take home pay$63,612.00
Effective tax rate20.5%

Rent Affordability in Adelaide

Monthly Take-Home

$5,301.00

Avg 1BR Rent

$1,800.00/mo

Rent-to-income ratio34%

Above the 30% rule — rent is stretching your budget.

After rent, you'd have approximately $3,501.00/month for other expenses and savings.

How $80,000.00 Compares at Age 60

Age GroupAvg SalaryYour SalaryDifference
20-24$45,000.00$80,000.00+78%
25-34$72,000.00$80,000.00+11%
35-44$85,000.00$80,000.00-6%
45-54$82,000.00$80,000.00-2%
55-64 (you)$68,000.00$80,000.00+18%

Can You Afford a House in Adelaide?

Median House Price

$750,000.00

Price-to-Income

9.4x

20% Deposit

$150,000.00

Housing affordabilityDifficult

Difficult — the median house price is very high relative to this salary.

Saving 20% of your after-tax income ($12,722.40/year), it would take approximately 11.8 years to save a 20% deposit.

Savings Potential in Adelaide

Monthly take-home$5,301.00
Rent (1BR average)-$1,800.00
Groceries-$500.00
Transport-$150.00
Utilities-$210.00
Estimated monthly savings$2,641.00
Estimated annual savings$31,692.00

* Estimates based on average costs for a single person in Adelaide. Actual expenses vary based on lifestyle, location within the city, and personal choices. Does not include discretionary spending (entertainment, dining out, clothing, etc.).

Adelaide Cost of Living Snapshot

COL Index

82

Sydney = 100

Avg Salary

$88,000.00

Median House

$0.75M

State

SA

$80,000.00 at 60 in Other Cities

Other Salaries in Adelaide at 60

$80,000.00 in Adelaide at Other Ages

Frequently Asked Questions

Is $80,000.00 a good salary in Adelaide?

$80,000.00 is below the average salary in Adelaide ($88,000.00). You'd take home $5,301.00 per month after tax. With average rents at $1,800.00/month, budgeting carefully will be important.

What is the average salary in Adelaide in 2026?

The average salary in Adelaide is approximately $88,000.00 per year before tax. This varies by industry, experience level, and role. The cost of living index for Adelaide is 82 (Sydney = 100).

Can I afford a house in Adelaide on $80,000.00?

The median house price in Adelaide is $750,000.00, which is 9.4x your annual salary. Difficult — the median house price is very high relative to this salary. A 20% deposit would be $150,000.00, which would take approximately 11.8 years saving 20% of your after-tax income.

How much is $80,000.00 after tax in Australia?

On a $80,000.00 salary, you'd pay approximately $16,388.00 in income tax and Medicare levy (effective rate: 20.5%). Your take-home pay would be $63,612.00 per year, $5,301.00 per month, or $2,446.62 per fortnight.

What is the average salary for a 60 year old in Australia?

The average salary for the 55-64 age group in Australia is approximately $68,000.00 per year. At $80,000.00, you're earning 18% more than the average for your age bracket.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.