SavingsMate

Cost of Living: Canberra vs Wollongong (2026)

Side-by-side comparison of living costs between Canberra and Wollongong, Australia.

The Verdict

Wollongong is $5,944/year cheaper than Canberra. You need to earn approximately $10,000 more per year to maintain the same lifestyle in Canberra compared to Wollongong.

Side-by-Side Cost Comparison

CategoryCanberraWollongongWinner
Rent (1br/week)$530$430Wollongong
Rent (2br/week)$680$560Wollongong
Groceries/week$130$118Wollongong
Utilities/month$270$245Wollongong
Transport/month$170$190Canberra
Internet & Phone/month$110$105Wollongong
Petrol/litre$1.95$1.99Canberra
Median house price$1,000,000$920,000Wollongong
Median unit price$580,000$610,000Canberra
Cost of living index8881Wollongong

How Much More Do You Need to Earn?

Salary needed in Canberra$70,000/year
Salary needed in Wollongong$60,000/year
Difference+$10,000/year
After-tax income difference$7,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Wollongong ($100 cheaper)
Rent (2br/week)Wollongong ($120 cheaper)
Groceries/weekWollongong ($12 cheaper)
Utilities/monthWollongong ($25 cheaper)
Transport/monthCanberra ($20 cheaper)
Internet & Phone/monthWollongong ($5 cheaper)

Net Difference in Annual Costs

Annual cost in Canberra$40,920
Annual cost in Wollongong$34,976
Net difference$5,944/year

Living in Wollongong saves you $5,944 per year compared to Canberra. That is $495/month or $114/week.

Frequently Asked Questions

Is Canberra or Wollongong cheaper to live in?

Wollongong is cheaper to live in than Canberra by approximately $5,944 per year. Wollongong has a cost of living index of 81 compared to 88 for Canberra (Sydney = 100).

How much more do you need to earn in Canberra compared to Wollongong?

You need to earn approximately $10,000 more per year (pre-tax) to maintain the same standard of living in Canberra compared to Wollongong.

Is rent cheaper in Canberra or Wollongong?

A 1-bedroom apartment costs $530/week in Canberra and $430/week in Wollongong. Wollongong is cheaper for rent by $100/week.

Are groceries more expensive in Canberra or Wollongong?

Weekly groceries for a single person cost $130 in Canberra and $118 in Wollongong. Wollongong is cheaper for groceries.

Which city has cheaper property — Canberra or Wollongong?

The median house price in Canberra is $1,000,000 compared to $920,000 in Wollongong. Wollongong has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.