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Cost of Living in Wollongong 2026

Full breakdown of living costs in Wollongong, NSW — rent, groceries, utilities, transport, and property prices.

Quick Summary

Monthly cost (single, 1br)

$2,915

Annual cost

$34,976

Salary needed

$60,000

Cost index

81 (Syd = 100)

Full Cost Breakdown — Wollongong 2026

ExpenseWeeklyMonthlyAnnual
Rent (1br apartment)$430$1,863$22,360
Rent (2br apartment)$560$2,427$29,120
Groceries (single)$118$511$6,136
Utilities$57$245$2,940
Transport$44$190$2,280
Internet & Phone$24$105$1,260
Total (with 1br rent)$673$2,915$34,976

Salary Needed to Live Comfortably in Wollongong

Essential expenses (annual)$34,976
+ 20% discretionary buffer$6,995
After-tax income needed$42,000/year
Pre-tax salary needed (~30% tax rate)$60,000/year

Based on a single person renting a 1-bedroom apartment. Assumes ~30% effective tax rate at this income level. Use our take-home pay calculator for an exact after-tax breakdown.

Wollongong vs National Average

CategoryWollongongNational AvgDifference
Rent (1br/week)$430$490-12.2%
Groceries/week$118$123-4.1%
Utilities/month$245$255-3.9%
Transport/month$190$182+4.4%
Petrol/litre$1.99$1.98+0.5%
Median house$920,000$880,000+4.5%

Property Prices in Wollongong 2026

Median House Price

$920,000

Median Unit Price

$610,000

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Frequently Asked Questions

How much does it cost to live in Wollongong in 2026?

The estimated cost of living in Wollongong for a single person renting a 1-bedroom apartment is approximately $2,914.67/month or $34,976/year, covering rent, groceries, utilities, transport, and internet/phone.

What salary do you need to live comfortably in Wollongong?

To live comfortably in Wollongong in 2026, you need a gross salary of approximately $60,000 per year. This covers essential expenses plus a 20% buffer for discretionary spending and accounts for income tax.

Is Wollongong expensive compared to other Australian cities?

Wollongong has a cost of living index of 81 (Sydney = 100). It is moderately priced compared to other major Australian cities.

How much is rent in Wollongong in 2026?

Average weekly rent in Wollongong is $430 for a 1-bedroom apartment and $560 for a 2-bedroom apartment (2026 estimates).

What is the median house price in Wollongong?

The median house price in Wollongong is approximately $920,000, while the median unit price is $610,000 (2026 estimates).

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.