SavingsMate

Cost of Living: Geelong vs Wollongong (2026)

Side-by-side comparison of living costs between Geelong and Wollongong, Australia.

The Verdict

Geelong is $1,956/year cheaper than Wollongong. You need to earn approximately $3,000 less per year to maintain the same lifestyle in Geelong compared to Wollongong.

Side-by-Side Cost Comparison

CategoryGeelongWollongongWinner
Rent (1br/week)$400$430Geelong
Rent (2br/week)$510$560Geelong
Groceries/week$115$118Geelong
Utilities/month$245$245Tie
Transport/month$170$190Geelong
Internet & Phone/month$105$105Tie
Petrol/litre$1.95$1.99Geelong
Median house price$750,000$920,000Geelong
Median unit price$520,000$610,000Geelong
Cost of living index7881Geelong

How Much More Do You Need to Earn?

Salary needed in Geelong$57,000/year
Salary needed in Wollongong$60,000/year
Difference-$3,000/year
After-tax income difference$2,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Geelong ($30 cheaper)
Rent (2br/week)Geelong ($50 cheaper)
Groceries/weekGeelong ($3 cheaper)
Utilities/monthTie
Transport/monthGeelong ($20 cheaper)
Internet & Phone/monthTie

Net Difference in Annual Costs

Annual cost in Geelong$33,020
Annual cost in Wollongong$34,976
Net difference$1,956/year

Living in Geelong saves you $1,956 per year compared to Wollongong. That is $163/month or $38/week.

Frequently Asked Questions

Is Geelong or Wollongong cheaper to live in?

Geelong is cheaper to live in than Wollongong by approximately $1,956 per year. Geelong has a cost of living index of 78 compared to 81 for Wollongong (Sydney = 100).

How much more do you need to earn in Wollongong compared to Geelong?

You need to earn approximately $3,000 more per year (pre-tax) to maintain the same standard of living in Wollongong compared to Geelong.

Is rent cheaper in Geelong or Wollongong?

A 1-bedroom apartment costs $400/week in Geelong and $430/week in Wollongong. Geelong is cheaper for rent by $30/week.

Are groceries more expensive in Geelong or Wollongong?

Weekly groceries for a single person cost $115 in Geelong and $118 in Wollongong. Geelong is cheaper for groceries.

Which city has cheaper property — Geelong or Wollongong?

The median house price in Geelong is $750,000 compared to $920,000 in Wollongong. Geelong has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.