SavingsMate

Cost of Living: Gold Coast vs Geelong (2026)

Side-by-side comparison of living costs between Gold Coast and Geelong, Australia.

The Verdict

Geelong is $6,820/year cheaper than Gold Coast. You need to earn approximately $11,000 more per year to maintain the same lifestyle in Gold Coast compared to Geelong.

Side-by-Side Cost Comparison

CategoryGold CoastGeelongWinner
Rent (1br/week)$520$400Geelong
Rent (2br/week)$670$510Geelong
Groceries/week$125$115Geelong
Utilities/month$235$245Gold Coast
Transport/month$185$170Geelong
Internet & Phone/month$105$105Tie
Petrol/litre$1.96$1.95Geelong
Median house price$900,000$750,000Geelong
Median unit price$620,000$520,000Geelong
Cost of living index8578Geelong

How Much More Do You Need to Earn?

Salary needed in Gold Coast$68,000/year
Salary needed in Geelong$57,000/year
Difference+$11,000/year
After-tax income difference$8,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Geelong ($120 cheaper)
Rent (2br/week)Geelong ($160 cheaper)
Groceries/weekGeelong ($10 cheaper)
Utilities/monthGold Coast ($10 cheaper)
Transport/monthGeelong ($15 cheaper)
Internet & Phone/monthTie

Net Difference in Annual Costs

Annual cost in Gold Coast$39,840
Annual cost in Geelong$33,020
Net difference$6,820/year

Living in Geelong saves you $6,820 per year compared to Gold Coast. That is $568/month or $131/week.

Frequently Asked Questions

Is Gold Coast or Geelong cheaper to live in?

Geelong is cheaper to live in than Gold Coast by approximately $6,820 per year. Geelong has a cost of living index of 78 compared to 85 for Gold Coast (Sydney = 100).

How much more do you need to earn in Gold Coast compared to Geelong?

You need to earn approximately $11,000 more per year (pre-tax) to maintain the same standard of living in Gold Coast compared to Geelong.

Is rent cheaper in Gold Coast or Geelong?

A 1-bedroom apartment costs $520/week in Gold Coast and $400/week in Geelong. Geelong is cheaper for rent by $120/week.

Are groceries more expensive in Gold Coast or Geelong?

Weekly groceries for a single person cost $125 in Gold Coast and $115 in Geelong. Geelong is cheaper for groceries.

Which city has cheaper property — Gold Coast or Geelong?

The median house price in Gold Coast is $900,000 compared to $750,000 in Geelong. Geelong has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.