SavingsMate

Cost of Living: Melbourne vs Gold Coast (2026)

Side-by-side comparison of living costs between Melbourne and Gold Coast, Australia.

The Verdict

Gold Coast is $480/year cheaper than Melbourne. You need to earn approximately $1,000 more per year to maintain the same lifestyle in Melbourne compared to Gold Coast.

Side-by-Side Cost Comparison

CategoryMelbourneGold CoastWinner
Rent (1br/week)$520$520Tie
Rent (2br/week)$680$670Gold Coast
Groceries/week$125$125Tie
Utilities/month$260$235Gold Coast
Transport/month$195$185Gold Coast
Internet & Phone/month$110$105Gold Coast
Petrol/litre$1.98$1.96Gold Coast
Median house price$1,050,000$900,000Gold Coast
Median unit price$620,000$620,000Tie
Cost of living index8985Gold Coast

How Much More Do You Need to Earn?

Salary needed in Melbourne$69,000/year
Salary needed in Gold Coast$68,000/year
Difference+$1,000/year
After-tax income difference$0/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Tie
Rent (2br/week)Gold Coast ($10 cheaper)
Groceries/weekTie
Utilities/monthGold Coast ($25 cheaper)
Transport/monthGold Coast ($10 cheaper)
Internet & Phone/monthGold Coast ($5 cheaper)

Net Difference in Annual Costs

Annual cost in Melbourne$40,320
Annual cost in Gold Coast$39,840
Net difference$480/year

Living in Gold Coast saves you $480 per year compared to Melbourne. That is $40/month or $9/week.

Frequently Asked Questions

Is Melbourne or Gold Coast cheaper to live in?

Gold Coast is cheaper to live in than Melbourne by approximately $480 per year. Gold Coast has a cost of living index of 85 compared to 89 for Melbourne (Sydney = 100).

How much more do you need to earn in Melbourne compared to Gold Coast?

You need to earn approximately $1,000 more per year (pre-tax) to maintain the same standard of living in Melbourne compared to Gold Coast.

Is rent cheaper in Melbourne or Gold Coast?

A 1-bedroom apartment costs $520/week in Melbourne and $520/week in Gold Coast. Gold Coast is cheaper for rent by $0/week.

Are groceries more expensive in Melbourne or Gold Coast?

Weekly groceries for a single person cost $125 in Melbourne and $125 in Gold Coast. Gold Coast is cheaper for groceries.

Which city has cheaper property — Melbourne or Gold Coast?

The median house price in Melbourne is $1,050,000 compared to $900,000 in Gold Coast. Gold Coast has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.