SavingsMate

Cost of Living: Newcastle vs Sydney (2026)

Side-by-side comparison of living costs between Newcastle and Sydney, Australia.

The Verdict

Newcastle is $10,640/year cheaper than Sydney. You need to earn approximately $18,000 less per year to maintain the same lifestyle in Newcastle compared to Sydney.

Side-by-Side Cost Comparison

CategoryNewcastleSydneyWinner
Rent (1br/week)$450$620Newcastle
Rent (2br/week)$580$850Newcastle
Groceries/week$120$135Newcastle
Utilities/month$250$280Newcastle
Transport/month$175$220Newcastle
Internet & Phone/month$105$115Newcastle
Petrol/litre$1.98$2.05Newcastle
Median house price$850,000$1,420,000Newcastle
Median unit price$620,000$830,000Newcastle
Cost of living index82100Newcastle

How Much More Do You Need to Earn?

Salary needed in Newcastle$62,000/year
Salary needed in Sydney$80,000/year
Difference-$18,000/year
After-tax income difference$13,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Newcastle ($170 cheaper)
Rent (2br/week)Newcastle ($270 cheaper)
Groceries/weekNewcastle ($15 cheaper)
Utilities/monthNewcastle ($30 cheaper)
Transport/monthNewcastle ($45 cheaper)
Internet & Phone/monthNewcastle ($10 cheaper)

Net Difference in Annual Costs

Annual cost in Newcastle$36,000
Annual cost in Sydney$46,640
Net difference$10,640/year

Living in Newcastle saves you $10,640 per year compared to Sydney. That is $887/month or $205/week.

Frequently Asked Questions

Is Newcastle or Sydney cheaper to live in?

Newcastle is cheaper to live in than Sydney by approximately $10,640 per year. Newcastle has a cost of living index of 82 compared to 100 for Sydney (Sydney = 100).

How much more do you need to earn in Sydney compared to Newcastle?

You need to earn approximately $18,000 more per year (pre-tax) to maintain the same standard of living in Sydney compared to Newcastle.

Is rent cheaper in Newcastle or Sydney?

A 1-bedroom apartment costs $450/week in Newcastle and $620/week in Sydney. Newcastle is cheaper for rent by $170/week.

Are groceries more expensive in Newcastle or Sydney?

Weekly groceries for a single person cost $120 in Newcastle and $135 in Sydney. Newcastle is cheaper for groceries.

Which city has cheaper property — Newcastle or Sydney?

The median house price in Newcastle is $850,000 compared to $1,420,000 in Sydney. Newcastle has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.