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Cost of Living in Sydney 2026

Full breakdown of living costs in Sydney, NSW — rent, groceries, utilities, transport, and property prices.

Quick Summary

Monthly cost (single, 1br)

$3,887

Annual cost

$46,640

Salary needed

$80,000

Cost index

100 (Syd = 100)

Full Cost Breakdown — Sydney 2026

ExpenseWeeklyMonthlyAnnual
Rent (1br apartment)$620$2,687$32,240
Rent (2br apartment)$850$3,683$44,200
Groceries (single)$135$585$7,020
Utilities$65$280$3,360
Transport$51$220$2,640
Internet & Phone$27$115$1,380
Total (with 1br rent)$897$3,887$46,640

Salary Needed to Live Comfortably in Sydney

Essential expenses (annual)$46,640
+ 20% discretionary buffer$9,328
After-tax income needed$56,000/year
Pre-tax salary needed (~30% tax rate)$80,000/year

Based on a single person renting a 1-bedroom apartment. Assumes ~30% effective tax rate at this income level. Use our take-home pay calculator for an exact after-tax breakdown.

Sydney vs National Average

CategorySydneyNational AvgDifference
Rent (1br/week)$620$490+26.5%
Groceries/week$135$123+9.8%
Utilities/month$280$255+9.8%
Transport/month$220$182+20.9%
Petrol/litre$2.05$1.98+3.5%
Median house$1,420,000$880,000+61.4%

Property Prices in Sydney 2026

Median House Price

$1,420,000

Median Unit Price

$830,000

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Frequently Asked Questions

How much does it cost to live in Sydney in 2026?

The estimated cost of living in Sydney for a single person renting a 1-bedroom apartment is approximately $3,886.67/month or $46,640/year, covering rent, groceries, utilities, transport, and internet/phone.

What salary do you need to live comfortably in Sydney?

To live comfortably in Sydney in 2026, you need a gross salary of approximately $80,000 per year. This covers essential expenses plus a 20% buffer for discretionary spending and accounts for income tax.

Is Sydney expensive compared to other Australian cities?

Sydney has a cost of living index of 100 (Sydney = 100). It is one of the more expensive cities in Australia.

How much is rent in Sydney in 2026?

Average weekly rent in Sydney is $620 for a 1-bedroom apartment and $850 for a 2-bedroom apartment (2026 estimates).

What is the median house price in Sydney?

The median house price in Sydney is approximately $1,420,000, while the median unit price is $830,000 (2026 estimates).

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.