SavingsMate

Cost of Living: Sydney vs Melbourne (2026)

Side-by-side comparison of living costs between Sydney and Melbourne, Australia.

The Verdict

Melbourne is $6,320/year cheaper than Sydney. You need to earn approximately $11,000 more per year to maintain the same lifestyle in Sydney compared to Melbourne.

Side-by-Side Cost Comparison

CategorySydneyMelbourneWinner
Rent (1br/week)$620$520Melbourne
Rent (2br/week)$850$680Melbourne
Groceries/week$135$125Melbourne
Utilities/month$280$260Melbourne
Transport/month$220$195Melbourne
Internet & Phone/month$115$110Melbourne
Petrol/litre$2.05$1.98Melbourne
Median house price$1,420,000$1,050,000Melbourne
Median unit price$830,000$620,000Melbourne
Cost of living index10089Melbourne

How Much More Do You Need to Earn?

Salary needed in Sydney$80,000/year
Salary needed in Melbourne$69,000/year
Difference+$11,000/year
After-tax income difference$8,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Melbourne ($100 cheaper)
Rent (2br/week)Melbourne ($170 cheaper)
Groceries/weekMelbourne ($10 cheaper)
Utilities/monthMelbourne ($20 cheaper)
Transport/monthMelbourne ($25 cheaper)
Internet & Phone/monthMelbourne ($5 cheaper)

Net Difference in Annual Costs

Annual cost in Sydney$46,640
Annual cost in Melbourne$40,320
Net difference$6,320/year

Living in Melbourne saves you $6,320 per year compared to Sydney. That is $527/month or $122/week.

Frequently Asked Questions

Is Sydney or Melbourne cheaper to live in?

Melbourne is cheaper to live in than Sydney by approximately $6,320 per year. Melbourne has a cost of living index of 89 compared to 100 for Sydney (Sydney = 100).

How much more do you need to earn in Sydney compared to Melbourne?

You need to earn approximately $11,000 more per year (pre-tax) to maintain the same standard of living in Sydney compared to Melbourne.

Is rent cheaper in Sydney or Melbourne?

A 1-bedroom apartment costs $620/week in Sydney and $520/week in Melbourne. Melbourne is cheaper for rent by $100/week.

Are groceries more expensive in Sydney or Melbourne?

Weekly groceries for a single person cost $135 in Sydney and $125 in Melbourne. Melbourne is cheaper for groceries.

Which city has cheaper property — Sydney or Melbourne?

The median house price in Sydney is $1,420,000 compared to $1,050,000 in Melbourne. Melbourne has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.