SavingsMate

Cost of Living: Sydney vs Newcastle (2026)

Side-by-side comparison of living costs between Sydney and Newcastle, Australia.

The Verdict

Newcastle is $10,640/year cheaper than Sydney. You need to earn approximately $18,000 more per year to maintain the same lifestyle in Sydney compared to Newcastle.

Side-by-Side Cost Comparison

CategorySydneyNewcastleWinner
Rent (1br/week)$620$450Newcastle
Rent (2br/week)$850$580Newcastle
Groceries/week$135$120Newcastle
Utilities/month$280$250Newcastle
Transport/month$220$175Newcastle
Internet & Phone/month$115$105Newcastle
Petrol/litre$2.05$1.98Newcastle
Median house price$1,420,000$850,000Newcastle
Median unit price$830,000$620,000Newcastle
Cost of living index10082Newcastle

How Much More Do You Need to Earn?

Salary needed in Sydney$80,000/year
Salary needed in Newcastle$62,000/year
Difference+$18,000/year
After-tax income difference$13,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Newcastle ($170 cheaper)
Rent (2br/week)Newcastle ($270 cheaper)
Groceries/weekNewcastle ($15 cheaper)
Utilities/monthNewcastle ($30 cheaper)
Transport/monthNewcastle ($45 cheaper)
Internet & Phone/monthNewcastle ($10 cheaper)

Net Difference in Annual Costs

Annual cost in Sydney$46,640
Annual cost in Newcastle$36,000
Net difference$10,640/year

Living in Newcastle saves you $10,640 per year compared to Sydney. That is $887/month or $205/week.

Frequently Asked Questions

Is Sydney or Newcastle cheaper to live in?

Newcastle is cheaper to live in than Sydney by approximately $10,640 per year. Newcastle has a cost of living index of 82 compared to 100 for Sydney (Sydney = 100).

How much more do you need to earn in Sydney compared to Newcastle?

You need to earn approximately $18,000 more per year (pre-tax) to maintain the same standard of living in Sydney compared to Newcastle.

Is rent cheaper in Sydney or Newcastle?

A 1-bedroom apartment costs $620/week in Sydney and $450/week in Newcastle. Newcastle is cheaper for rent by $170/week.

Are groceries more expensive in Sydney or Newcastle?

Weekly groceries for a single person cost $135 in Sydney and $120 in Newcastle. Newcastle is cheaper for groceries.

Which city has cheaper property — Sydney or Newcastle?

The median house price in Sydney is $1,420,000 compared to $850,000 in Newcastle. Newcastle has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.