Property Calculators Australia — Mortgage, Stamp Duty, LMI
Everything you need to crunch the numbers on buying, selling, refinancing or investing in Australian property.
Most Popular
Stamp Duty Calculator
Calculate stamp duty for every Australian state and territory. Includes first home buyer concessions.
Mortgage Repayment Calculator
Calculate mortgage repayments for any loan amount, interest rate, and term. See how extra repayments save you years and thousands.
Rate Shock Calculator
Drag a slider to see exactly how an RBA rate change hits your monthly repayment and total interest. Includes presets for cuts, hikes, and the bear case.
Extra Repayment Calculator
See how extra mortgage repayments save you years and thousands in interest. Compare $100, $200, $500 extra scenarios.
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Borrowing Power Calculator
Find out how much you can borrow for a home loan based on your income, expenses, and debts.
First Home Buyer Grant Checker
Check your first home buyer grant and stamp duty exemption by state. See FHOG amounts and total savings.
LMI Calculator
Estimate Lenders Mortgage Insurance cost based on property value and deposit size.
Buying vs Renting Calculator
Compare buying vs renting over any time period. See total costs, equity growth, and the breakeven point.
Buy a House or Invest Calculator
Should you buy property or invest in shares, ETFs, gold, or crypto? Compare net wealth over any time horizon with editable assumptions.
Offset Account Calculator
Calculate how much interest your offset account saves on your home loan over the loan term.
Rental Yield Calculator
Calculate gross and net rental yield on any investment property including expenses and vacancy.
Negative Gearing Calculator
Calculate negative gearing tax benefits on an investment property at your marginal tax rate.
Capital Gains Tax Calculator
Calculate CGT on investment property sales including the 50% discount for assets held over 12 months.
Rent Affordability Calculator
Find out how much rent you can afford based on your salary using the 30% rule.
Debt Recycling Calculator
Calculate your wealth gain from debt recycling. See tax deductions, portfolio growth, and the wealth gap vs standard mortgage repayments.
RBA Cash Rate — Current Rate, History & Mortgage Impact
Current RBA cash rate, full history of changes, next RBA Board meeting date, and a calculator showing what a rate change means for your mortgage repayments.