Property Calculators Australia — Mortgage, Stamp Duty, LMI

Everything you need to crunch the numbers on buying, selling, refinancing or investing in Australian property.

Calculate stamp duty for every Australian state and territory. Includes first home buyer concessions.

Calculate mortgage repayments for any loan amount, interest rate, and term. See how extra repayments save you years and thousands.

See how extra mortgage repayments save you years and thousands in interest. Compare $100, $200, $500 extra scenarios.

Find out how much you can borrow for a home loan based on your income, expenses, and debts.

Check your first home buyer grant and stamp duty exemption by state. See FHOG amounts and total savings.

Estimate Lenders Mortgage Insurance cost based on property value and deposit size.

Compare buying vs renting over any time period. See total costs, equity growth, and the breakeven point.

Calculate how much interest your offset account saves on your home loan over the loan term.

Calculate gross and net rental yield on any investment property including expenses and vacancy.

Calculate negative gearing tax benefits on an investment property at your marginal tax rate.

Calculate CGT on investment property sales including the 50% discount for assets held over 12 months.

Find out how much rent you can afford based on your salary using the 30% rule.

Calculate your wealth gain from debt recycling. See tax deductions, portfolio growth, and the wealth gap vs standard mortgage repayments.