SavingsMate

Cost of Living: Sydney vs Wollongong (2026)

Side-by-side comparison of living costs between Sydney and Wollongong, Australia.

The Verdict

Wollongong is $11,664/year cheaper than Sydney. You need to earn approximately $20,000 more per year to maintain the same lifestyle in Sydney compared to Wollongong.

Side-by-Side Cost Comparison

CategorySydneyWollongongWinner
Rent (1br/week)$620$430Wollongong
Rent (2br/week)$850$560Wollongong
Groceries/week$135$118Wollongong
Utilities/month$280$245Wollongong
Transport/month$220$190Wollongong
Internet & Phone/month$115$105Wollongong
Petrol/litre$2.05$1.99Wollongong
Median house price$1,420,000$920,000Wollongong
Median unit price$830,000$610,000Wollongong
Cost of living index10081Wollongong

How Much More Do You Need to Earn?

Salary needed in Sydney$80,000/year
Salary needed in Wollongong$60,000/year
Difference+$20,000/year
After-tax income difference$14,000/year

Check exactly what you take home with our take-home pay calculator.

Which City is Cheaper — Category by Category

Rent (1br/week)Wollongong ($190 cheaper)
Rent (2br/week)Wollongong ($290 cheaper)
Groceries/weekWollongong ($17 cheaper)
Utilities/monthWollongong ($35 cheaper)
Transport/monthWollongong ($30 cheaper)
Internet & Phone/monthWollongong ($10 cheaper)

Net Difference in Annual Costs

Annual cost in Sydney$46,640
Annual cost in Wollongong$34,976
Net difference$11,664/year

Living in Wollongong saves you $11,664 per year compared to Sydney. That is $972/month or $224/week.

Frequently Asked Questions

Is Sydney or Wollongong cheaper to live in?

Wollongong is cheaper to live in than Sydney by approximately $11,664 per year. Wollongong has a cost of living index of 81 compared to 100 for Sydney (Sydney = 100).

How much more do you need to earn in Sydney compared to Wollongong?

You need to earn approximately $20,000 more per year (pre-tax) to maintain the same standard of living in Sydney compared to Wollongong.

Is rent cheaper in Sydney or Wollongong?

A 1-bedroom apartment costs $620/week in Sydney and $430/week in Wollongong. Wollongong is cheaper for rent by $190/week.

Are groceries more expensive in Sydney or Wollongong?

Weekly groceries for a single person cost $135 in Sydney and $118 in Wollongong. Wollongong is cheaper for groceries.

Which city has cheaper property — Sydney or Wollongong?

The median house price in Sydney is $1,420,000 compared to $920,000 in Wollongong. Wollongong has cheaper property.

General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.