Stamp Duty on $1.75M Property — ACT
Stamp duty on a $1,750,000 property in Australian Capital Territory is $88,738.00. See total costs, first home buyer savings, and compare to other states.
Last verified: 1 July 2025Stamp Duty: $88,738.00
On a $1,750,000 property in Australian Capital Territory, stamp duty is $88,738.00 at an effective rate of 5.07% (2025-26 rates).
Cost Breakdown
| Property price | $1,750,000 |
| Stamp duty (standard buyer) | $88,738.00 |
| Effective stamp duty rate | 5.07% |
| Legal / conveyancing fees (est.) | $2,000.00 |
| Building & pest inspection (est.) | $500.00 |
| Total purchase cost | $1,841,238.00 |
First Home Buyer Stamp Duty — ACT
At $1,750,000, first home buyer concessions in Australian Capital Territory do not reduce stamp duty. The property value exceeds the concession threshold. Standard duty of $88,738.00 applies.
Stamp Duty on $1.75M — All States
| State | Stamp Duty | Effective Rate |
|---|---|---|
| New South Wales | $79,305.00 | 4.53% |
| Victoria | $96,120.00 | 5.49% |
| Queensland | $81,150.00 | 4.64% |
| Western Australia | $82,704.00 | 4.73% |
| South Australia | $90,080.00 | 5.15% |
| Tasmania | $73,935.00 | 4.22% |
| Australian Capital Territory | $88,738.00 | 5.07% |
| Northern Territory | $201.00 | 0.01% |
Mortgage Impact — Adding Stamp Duty to Your Loan
If you add $88,738.00 stamp duty to your home loan instead of paying upfront, here is how it affects your repayments (based on 80% LVR, 6.25% rate, 30-year term):
| Monthly repayment (without stamp duty in loan) | $8,620.04 |
| Monthly repayment (with stamp duty in loan) | $9,166.42 |
| Extra per month | +$546.38 |
| Extra interest paid over 30 years | $107,957.05 |
Paying stamp duty upfront saves you $107,957.05 in interest over the life of your loan.
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Frequently Asked Questions
How much is stamp duty on a $1,750,000 house in Australian Capital Territory?
Stamp duty on a $1,750,000 property in Australian Capital Territory is $88,738.00 for a standard buyer (2025-26 rates). This is an effective rate of 5.07%.
Do first home buyers pay stamp duty in Australian Capital Territory?
At $1,750,000, first home buyer concessions in Australian Capital Territory do not reduce stamp duty below the standard amount of $88,738.00. The property value exceeds the concession threshold.
What are the total costs of buying a $1,750,000 property in Australian Capital Territory?
The total estimated cost is approximately $1,841,238.00, which includes the purchase price ($1,750,000), stamp duty ($88,738.00), legal/conveyancing fees (~$2,000), and building/pest inspections (~$500).
General information and estimates only — not financial, tax, or legal advice. Always verify with a licensed adviser or the ATO.
Learn more
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