Savings & Budget Calculators Australia
Build a budget, set a savings goal, see what your money could become.
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$Save money & budget(42)
Time to Millionaire Calculator
How many years until you hit $1 million? See your timeline and how much is compound growth.
Savings Rate Calculator
Your savings rate + how many years until financial independence. The biggest lever on retiring early.
Dividend Income Calculator
Your dividend income after tax including franking credits and the gross-up — what shares really pay you.
Round-Up Savings Calculator
How much could rounding up every card purchase save and grow to? The painless way to build a nest egg.
Cost of Raising a Child
Estimate the cost of raising a child in Australia — per year and to age 18, incl. childcare and school.
Cost of Owning a Pet
Estimate the upfront, yearly and lifetime cost of owning a dog or cat in Australia.
Term Deposit Ladder Calculator
Build a term deposit ladder for regular access + rate hedging. See your rungs, maturity timing and interest.
Average Energy Bill Calculator
Compare your electricity bill to the average for your household, and see switching savings.
Back to School Cost Calculator
Estimate the yearly and total cost of school in Australia — uniforms, books, devices and fees, public or private.
Subscription Cost Calculator
Add up what you spend on streaming and recurring subscriptions, and see what that money could grow to if invested.
Rule of 72 Calculator
Estimate how many years it takes to double your money at a given rate of return.
Dollar-Cost Averaging Calculator
Compare investing a lump sum now versus spreading it out over time with dollar-cost averaging.
Wedding Cost Calculator
Estimate the cost of an Australian wedding by guest count and style, and the weekly saving needed to fund it.
Christmas Budget Calculator
Plan festive-season spending on gifts, food and travel, and how much to save each week to avoid January debt.
Gym Cost Per Visit Calculator
Work out what each gym session really costs based on how often you go, and whether a casual pass is cheaper.
Coffee Spending Calculator
See what your daily coffee habit costs per year — and what it could grow to if invested instead.
Vehicle Running Cost Calculator
Add up the true annual cost of running a car in Australia — fuel, rego, insurance, servicing and depreciation.
Moving House Cost Calculator
Estimate the total cost of moving house — removalists, cleaning, connections and the hidden extras.
Car Depreciation Calculator
Project how much a car loses in value over time so you can see the real cost of ownership.
Meal Prep Savings Calculator
See how much you save by cooking at home instead of buying takeaway and lunches out.
Baby First Year Cost Calculator
Estimate the cost of a baby's first year in Australia — setup, nappies, feeding and ongoing essentials.
Holiday Savings Calculator
Work out how much to save each week or month to afford a holiday by your target date.
EV vs Petrol Running Cost Calculator
Compare the annual fuel and charging cost of an electric car versus a petrol car in Australia.
Solar Payback Calculator
Estimate how long rooftop solar takes to pay for itself and what you'll save over 10 years.
Appliance Running Cost Calculator
Work out what running an appliance costs in electricity per use, per day and per year.
Phone Plan Comparison Calculator
Compare the total cost of two mobile phone plans over time, including any handset repayment.
Cost Per Use Calculator
Work out the true cost per use of a purchase to judge whether it's actually worth buying.
NBN Plan Comparison Calculator
Compare the first-year cost of two NBN or internet plans, accounting for intro discounts.
Petrol Trip Cost Calculator
Work out the fuel cost of a road trip or regular drive, and the cost split per person.
Cost of Smoking Calculator
See what smoking costs per year and what quitting could grow to if invested instead.
Commuting Cost Calculator
Compare the annual cost of commuting by car versus public transport in Australia.
50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings with the 50/30/20 budget rule.
Inflation Calculator
See how inflation erodes the value of your money over time, and what you'll need to keep the same buying power.
Cost of Living Calculator
Compare the cost of living across Australian cities against your salary.
Compound Interest Calculator
Calculate compound interest on savings or investments. See how your money grows over time with regular contributions and different compounding frequencies.
Savings Goal Calculator
Calculate how much to save each month to reach your goal, or how long it will take with a fixed savings amount.
Emergency Fund Calculator
Calculate your ideal emergency fund based on monthly expenses. See your target, current shortfall, and a savings plan to get there.
Term Deposit Calculator
Calculate term deposit interest, maturity value, and after-tax returns. Compare compounding frequencies and see month-by-month growth.
Fuel Savings Calculator — Excise Cut 2026
Calculate your savings from the halved fuel excise (26.3c/L, April–June 2026). See weekly, monthly, and 3-month savings plus petrol vs EV comparison.
Grocery Savings Calculator — Cut Your Weekly Bill
See how much Aussie families can realistically save on groceries by stacking 8 proven strategies — home brand swaps, meal planning, cutting food waste. Typical saving $30-60/week.
Savings Account Bonus-Condition Simulator
What a bonus-rate savings account really earns when you meet the conditions, miss a few months, or park the money in a no-conditions account.
Payday Cashflow Calendar Calculator
Put your pay dates and bill dates on one calendar and see the lowest your balance will go, on which day, and how much is safe to spend now.